DFW Book - Recognising The Signs Before It Happens Again

fay66

I must say for me missing two payments on nearly 75% of my debts is the warning sign before they go to 3rd default, and not being able to manage minimum payments, and actually ignoring the phone, I even retorted to scream down the phone, to put them off ringing, and calls being received 9am on a Sunday morning,

dianadors

For me its realising that "I spent without thinking".

The money saving bug has been a difficult to lesson to learn for me because I have always worked and so always known I can pay back. In the early stages of "money saving" I actually was spending more - because I couldnt resist a bargain! Now I realise that its all in the mindset. If you want to save - DONT SPEND!!