📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Nat west refinance

Options
Muscle750
Muscle750 Posts: 1,075 Forumite
I have a loan with NW which has a outstanding balance of today at just under £10k which is costing me £378 i asked about refinancing it i realised it was going to cost me more but the payments would be some £170 cheaper. .................They werent interested i have no defaults no late payments ever, If i was going to borrow more money then i could understand it but i suppose i was in a a way due to the interest been top loaded anyway they didnt want to know I just secured a new deal on our mortgage and was thinking about sticking it on there again more in the long run but alot cheaper yet Santandar wouldnt do it as i have part of my mortgage on repayment about 20% of balance if i had gone down the repayment only option they would consider it yet no gurantees Seems its going to be a struggle for the forseeable future. However im just trying to stay optomistic that it wont be forever

Comments

  • Apples2
    Apples2 Posts: 6,442 Forumite
    Did you drop your Laptop? all the full stops jumped together.

    Not entirely sure there is a question but consolidation loans are not easy things to find these days.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.