We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

advice needed for son's debts

2»

Comments

  • sheiky
    sheiky Posts: 14 Forumite
    edited 14 June 2012 at 5:54PM
    he pays £120 per month altogether,£35 of that is to B&E.not sure what % that works out at.
    DRO sounds like a good option,will get him to talk to CAB or CCCS.
    As for the 'Asian girl',he only talked to her on-line, so a bit dubious whether she was a girl at all,i'm sure it was not a video chat.'she' lived in Phillipines I think The loans I presume were to send money to "her".:)
    Thanks
  • barbarawright
    barbarawright Posts: 1,846 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Has he stopped over-spending? It sounds very much as if he thinks his DMP and helpful mum will solve all his problems for him.
  • fatbelly
    fatbelly Posts: 23,263 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    sheiky wrote: »
    he pays £120 per month altogether,£35 of that is to B&E.not sure what % that works out at.
    DRO sounds like a good option,will get him to talk to CAB or CCCS.

    Definitely talk to CAB or CCCS. There are four main criteria for a DRO:
    • not a property owner
    • debts under 15k
    • car (if you own one) worth less than £1000
    • surplus income less than £50 per month

    The last one may be the difficult one if he actually has £120 per month available, and the creditors have a Financial Statement showing that. However, worth looking at.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.