Amigo loans

wildchild*62

CHR15 wrote: »

What a horrid person you are!
Two entirely just questions about the need to spend before you have it are greeted with insults and spite.

I did chuckle at your snide comment about not wanting to borrow off a friend!
You do know what a guarantor loan is right? No, of course you don't, nor are you likely to care.

Great that you got someone willing to guarantee payments but what happens if you don't repay? Do they automatically become guilty of harassment if they ask you for it?

For your marital rantings, you are better off on mumsnet, not a financial forum focused on not getting fleeced by high interest rate loans.

you quite clearly did not understand my question did you??? I want a loan for 2 - 3 months only, reason? my business, why not a bank? my business, who is my guarantor?? my business? am I really getting a large sum off money in 3 months time?? You bet your life I am!! Any other questions?? totally irrelevant and MY BUSINESS!! I asked ONE civil question, Is there an early repayment penalty?? thats all, nothing else. Only one person answered politely.Dont expect useful advice on here, its full of !!!!!! Jeremy Kyle rejects. Instead of answering the question they will just fire a whole load of NEW questions that bare no relevance or are just intrusive. My intention was to borrow, for only a short time, then pay it off, all I wanted to know was if anyone else had paid off early, (which is what you are considering) and if their was a penalty, thats all! I was met with questions about why I needed the loan, who was my guarantor, would I not be better waiting! and best of all, questioning whether I really was getting some money to pay it off soon. I dont know who the hell these people are, but the fact they are on here constantly, ready to pounce with stupid comments says a lot about their sad lives! I dont feel I should have to spill my entire circumstances just to get a civil answer to a civil question! I would be able to pay mine off in 3 months time (not 'maybe' or what if etc) so not worried about interest or making repayments (which I CAN afford). All your questions are just nosiness and irrelevant! Anything else you need to know?? Mothers name? age of dog??

wildchild*62

DCFC79 wrote: »

Did you have a guarantor in mind ?

Why? what relevance is that to whether there is a hidden early settlement penalty?

dealer_wins

Ignore Wildchild, hes just upset because we are not telling him what he wants to hear so is throwing his toys out of his nasty pram.

SnowTiger

wildchild*62 wrote: »

Dont expect useful advice on here, its full of !!!!!! Jeremy Kyle rejects. Instead of answering the question they will just fire a whole load of NEW questions that bare no relevance or are just intrusive. My intention was to borrow, for only a short time, then pay it off, all I wanted to know was if anyone else had paid off early, (which is what you are considering) and if their was a penalty, thats all!

That information is on Amigo Loan's website:

Can the loan be paid off early?

Of course! This is one of the best things about having an Amigo loan, you can pay your loan off early and we won't charge you a penny for doing so.

We calculate interest daily, so if you clear your loan early you only have to pay interest for the time that you've had it. Basically, the quicker you pay us back the cheaper your loan is.

Please note: If you decide to make an early payment and you normally pay your loan by direct debit, your monthly payment will be taken as normal. If you want to stop this then you'll need to cancel the direct debit with your bank.

What don't you understand about that?

wildchild*62

As I said in my post, I am perfectly a aware of what amigo say, my question was has any one had experience of doing this. I stupidly thought it was a forum to get financial advise and this thread about Amigo. I should have realised that, as someone else mentioned further back, like ALL forums and social network sites, its full of sad trolls and keyboard warriors who are more interested in themselves than helping folk. The amount of time you spend on here and the speed with which the same people reply, proves you have very sad lives!!!!! Mine was just a casual enquiry, just a thought, in a couple of moths my finances will be perfect. god help anyone in REAL difficulty coming on here expecting help, only to be met with sarcasm. Good day losers!!! :beer:

gazzer666

wildchild*62 wrote: »

As I said in my post, I am perfectly a aware of what amigo say, my question was has any one had experience of doing this. I stupidly thought it was a forum to get financial advise and this thread about Amigo. I should have realised that, as someone else mentioned further back, like ALL forums and social network sites, its full of sad trolls and keyboard warriors who are more interested in themselves than helping folk. The amount of time you spend on here and the speed with which the same people reply, proves you have very sad lives!!!!! Mine was just a casual enquiry, just a thought, in a couple of moths my finances will be perfect. god help anyone in REAL difficulty coming on here expecting help, only to be met with sarcasm. Good day losers!!! :beer:

In the time it took you to type all that rubbish you could have just rung up Amigo and asked them the question directly

Do you have any 'amigos' in any case?

Good trolling effort though 5/5

~Brock~

wildchild*62 wrote: »

.... in a couple of moths my finances will be perfect.

:rotfl:

Keep them in your wallet, never to see the light of day, and you might just be onto something.... :T

wildchild*62

gazzer666 wrote: »

In the time it took you to type all that rubbish you could have just rung up Amigo and asked them the question directly

Do you have any 'amigos' in any case?

Good trolling effort though 5/5

Another person who cant read!!! To quote my post - As I said in my post, I am perfectly a aware of what amigo say, my question was has any one had experience of doing this.

wildchild*62

~Brock~ wrote: »

:rotfl:

Keep them in your wallet, never to see the light of day, and you might just be onto something.... :T

ha ha! very good!

Gaz83

^^^

Rattled