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a few phonecalls is all it takes....

i have been meaning to phone around for a while to try and get better deals on utilities etc to keep myself on the dfw path and today i finally got around to it :D
today i mananged to knock £141 off my monthly outgoings with just a few phonecalls :j granted £90 of this would of stopped anyway

i phoned cahoot to find out when my loan finishes and discovered the last payment is at the end of this month so thats a £90 a month saving :beer:
i also phoned up edf energy about my gas and leccy, i have been overpaying each month for my gas and found out i am £150 plus in credit so at midnight they are paying £150 back into my account wooohoooo:j also i have dropped my gas direct debit down to £10 a month saving me £12 a month :D and my electric direct debit has been dropped by £31 a month woohooo:j
i also phoned up virgin media (formally telewest)and complained about losing sky channels and have managed to secure a better deal each month. i now pay £8 a month less, have 30 more tv channels and now have free local calls for up to an hour on my telephone saving me the cost of the phone bills :j i have also cancelled my lloyds tsb credit card before they start charging £35 a year for dormant accounts.
it just shows with a little effort you can make all the difference, what with taking tips from the old style board on keeping my shopping costs down and with these savings today i can now easily save up for my forthcoming wedding to mr angchris with no problems at all, and its all thanks to this site, thank you everyone :T :T and for those that havent had a quick ring around do it now!!
proper prior planning prevents !!!!!! poor performance! :p
Only when the last tree has died and the last river been poisoned and the last fish been caught will we realise we cannot eat money
quote from an american indian.

Comments

  • tinandsue
    tinandsue Posts: 135 Forumite
    Part of the Furniture Combo Breaker
    Well done you!:T

    We decided to have a ring around this week too and managed to get the interest on a credit card dropped by 2% It all helps doesn't it?!;)
  • Virgin are offering 100 channels.2mb broadband,telephone(basic) £30 per month or with a mobile with 300 mins and 300 text any network £10 extra. offer runs till 15/03/07
    ONLY COPY WHAT I AM DOING IF YOU ARE 100% SURE AND YOU KNOW EXACTLY WHAT THE END RESULT MAY BE. ALWAYS CONSULT A PROFESSIONAL BEFORE FOLLOWING MY ADVICE. I AM NOT LEGALLY TRAINED . IF WHAT I AM DOING HELPS YOU IN ANY WAY CLICK THE THANKS BUTTON
  • Well done! That's fab!
    :D GOD BLESS DURAN DURAN :D
    Official DFW Nerd Club - Member no 293 Proud to be dealing with my debts
    March NSD 5/10 March Make £5 Day £99.28/£155
  • :j magic:j
    Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?
  • beanielou
    beanielou Posts: 96,703 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news Chris.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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