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Working Different Amounts of Hours

My partner has just started a new job and has a contract of a minimum 20 hours per week.

She has been told that she will be working 30 to 40 hours a week though.

We are wanting to get a joint mortgage so will the lender only take into consideration her 20 hours per week although she will be working sometimes double that?

Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Initially they will just accept contract, once she has worked the hours for 3 months there are some lenders that will consider the actual hours.

    It will not be at 100% inclusion mind you..

    All the best
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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