We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Help with wife's credit record
Options
hi
I went bankrupt a few months ago and will be discharged in september. One of the debts I went bankrupt with was a joint account to the amount of £1500. This has not effected my wifes credit record and she wants to get a mortgage. If she pays it off, how long will it be before it no longer affects her credit rating?
J
I went bankrupt a few months ago and will be discharged in september. One of the debts I went bankrupt with was a joint account to the amount of £1500. This has not effected my wifes credit record and she wants to get a mortgage. If she pays it off, how long will it be before it no longer affects her credit rating?
J
0
Comments
-
If you have a joint account, your BR will have an affect on your OH ability to obtain credit.
She need to dis-associate herself financially from you completely before she would have a decent chance of success.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards