Monday 11th June - What small DFW things will you do today??!

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

ziggy2407

Good Morning All

Hope noone minds me starting us off, am raring to go today, think its the result of a couple of nights good sleep (long may it last). Didnt manage to get here yesterday as spent the day moving furniture around at home and at mums flat.

Dull and overcast here today but have plenty to keep me out of trouble, off food shopping shortly as hubby on late shifts this week (boo).

Today's list

Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - done
Comps -
Keep up to date with surveys -
Keep on top of emails -
Quick tidy round - Done
Update food tracker (37lb off) - in progress
Meals from stores - Done
Email friends/ex-colleagues about items for sale -
Bake
Photograph 2 coats and see about selling - Done
Email & Txts (to save on calls) -
LO wants to sell some of his toys, so need to look into this for him - Done
Finish "Thank you" cards - Done


Have a great day everyone, love you all :T

C xx

magni

Thanks for starting us off ziggy:D

I'm on nightshift tonight so today I will be trying to take it easy:rotfl:

So far I have

- checked banks
- changed some dds to savings accounts
- wash on and hope to line dry followed by more washes
- kids have packed lunches
- meals from stores

Still to do

- quick visit to Mr S to get some bits for packed lunches
- more washing:eek:
- tidying up and some cleaning of bathrooms

That's it for now. Have a lovely day xx

headoutthesand

Good morning everyone, and what a miserable one it is here too.

Today I:

• Check banking - error with faster payments so didn't do PAD. Not sure what the problem is, I just got a message saying it would take 4 days for payment from BOS account to BOS CC.
• Beds stripped and in machine early so they will dry on airer
• online meter readings entered
• Shop about for tool store - they are so expensive
• Quick shop at Mr T for packed lunch essentials (using bonus coupons)
• Packed lunches made for kids and OH
• Dinner from freezer. Mince was taken out freezer last night so I can cook it this morning

DS2 not well so need to visit chemist for more calpol. I thought I'd saved some money with buying tesco ibuprofen for him but he's gagging when taking it. I tasted it myself and it's revolting so I guess i'll buy the nurofen stuff which I know he likes

Hope you all have a nice day.

Nottoobadyet

Heyo everyone!

So glad to hear you energetic and full of beans, Ziggs! What a difference a few months makes.

Karb, how are you doing today?

Hugs and all to others.

Have a friend visiting from the UK so had a cheapish weekend away - drove the motorbikes out to the source of the Nile (about $8 worth of fuel for a good 10 hrs of riding, love those things!), stayed in a dorm and then back yesterday. unfortunately she hadnt gotten around to exchanging any cash so I spotted her for everything and am now quite broke! Hopefully she'll find a forex and pay me back today.

Going to Nairobi tomorrow for work, so hopefully wont spend much for the rest of the week

Anyway today:

- bike everywhere I need to go
- finish up at work with everything I need done for the week
- email accountant about tax stuff
- print off contract for consulting gig, hopefully find some place to scan it and send back
- roommie making dinner, will buy some vino to contribute
- pack for trip
- plan workload for next few weeks as it will be madness.

hugs to all!

Barbeduk

Hi all, thanks for starting us off ziggy. You weekend sounded fab nottoobadyet! I shan't bother commenting on mine as it was not quite as exciting!

• Sun's out at the mo so washing out and dog has had 2 walks to try and cheer me up.
• Kids are at school, yippee!!!
• Checked banks, looks ok.
• Did the week's shopping, £15 under budget at the moment so should be ok.
• Going to work for a couple of hours to catch up on stuff. Must have a shower and look presentable!
• Going to make a big bolognaise sauce as we're almost out of the last batch.
• DS and DH both gone off with packed lunches, DD insisted on school dins.

Have a good Monday everyone.

little_pink_purse

hi every one having a rubbish day

my ds left the fridge door open all night wide open

so it cost me nearly 70 pounds as all the meat/meal prep was yuck hot and very dis coloured

joy so ive spat the dummy and went to the bakers grr
could cry scream and shout

so today

try are find extra vfunds for the lost food
try and calm down

and its my birthday and wedding anv so get start to the day xxx

talk soon

Yargo1

Happy Birthday little pink purse.. and wedding anniversary..
bad about your ruined food.. sometimes i think ive shut the door on fridge freezer and go out about half hr later to find it open... grrr..

a nsd today.. got a mate coming over later and ive got a joint of pork out to do so that should be nice

really getting fed up with this rain... getting wed 23rd... but its not looking good on the weather front :-(

trying to sparkle although rain really does make me miserable!!

Have a good day all x

MOGGYMALONE

Hi all,

Today i'm having :

lunch from stores (packet food)
Dinner tonite will be from stores
Walking doggy (not taking car to drive to somewhere nice - just gonna walk the full distance!)
no spending at lunch break - going to go for a walk instead
turned heating off and keep turning off all tvs etc and anything electrical which is not necessary.
got some stuff finishing on ebay today
Going to collect some pennies up and make another payment off credit card.
Every little helps
Good luck all! Moggy

Barbeduk

:bdaycake: Happy Birthday Little pink purse! Hope your day's getting better.

Yargo, you will sparkle, yes you will!:happylove

I've cheered up a bit, had one of those moments when the choice was a) huge rant b) laugh at the absurdity of it all. Thank goodness I chose b (although as I was stationary in the car any pedestrians witnessing the event must have thought I was nuts).

The rain here is now un.be.liev.able. Roll on the school run, must find my oars!:D

Wannabe01

Good afternoon everyone. It is a dry and warm day here although a bit overcast.
Ziggy – Thanks for starting us off today
Little Pink Purse – Happy Birthday and Wedding Anniversary

Over the weekend I have decided to stop taking my anti-inflammatory tablets as they were of no benefit and giving me awful side effect (I felt like I was on a different planet) so the weekend was not very productive, although I didn’t go out of the house so it was a no spend weekend.

Today has not been very money saving however I have now got almost everything organised for dd’s party, all I need to do now is food shopping (I think). DH is away to a meeting with his boss, which could hopefully see him get some regular hours and a pay increase (could that be a small light I see at the end of a very long tunnel).

Tonight I will:
:)Catch up with emails
:)Make a shopping list and do an online shop
Make the roast for dinner
:)Do m.shopping work that is in for today
:)Discuss work related meeting with dh
:)Do some studying and sort out study plan
:)Look into management degree that I am interested in and see if I could get any assistance with course fees
:)Check and water plants
:)Complete surveys and check one poll
:)Raise invoices for work
:)Update work lists and make to do list for tomorrow
:)Make a list of what still needs to be done dd’s party

I think that is everything for today. Hope everyone is having a good Monday