2 Questions, regarding direct debits and halifax £100 offer

davidefc

I am wanting to try and get first directs £100 (+£25 through MSE) switching bonus, but I don't have any direct debits, could I just set up 2 sending say £1 to my other account or say Girlfriend?

Also, seeing the halifax switching bonus is running again, could I close my account and then switch from another account and get the £100? Do you get £100 through joint accounts as well?

Cheers in advance for any replies!

OneBrightStar

Your sending of £1 would be a standing order and not a direct debit hence it wont qualify AFAIK. I am in a similar situation and according to other members best is to setup a paypal account direct debit plus a saving account direct debit (Perhaps from another bank?)

Dont know the answer to your second question to be honest. I hope it does as its extra £100 for ya

davidefc

OneBrightStar wrote: »

Your sending of £1 would be a standing order and not a direct debit hence it wont qualify AFAIK. I am in a similar situation and according to other members best is to setup a paypal account direct debit plus a saving account direct debit (Perhaps from another bank?)

Dont know the answer to your second question to be honest. I hope it does as its extra £100 for ya

Thanks, the T&C state 2 Direct debits and/or 2 standing orders, so I presume I can set up 2 standing orders to my other current accounts, would this work, or would it have to be someone else?

I wasn't really going to cancel my account, just my Brother and Sister both have a savings account with them they don't really use, but that is stopping them opening an account.

Dave

davidefc

Anyone????

OneBrightStar

If you read their T&C it states

1. To qualify for the £100 switching incentive (the "offer") you must successfully apply for a new Halifax Current Account, Halifax Reward Current Account or Halifax Ultimate Reward Current Account and use the Halifax Switching Service/Team to switch your existing current account from another bank. This means transferring all your direct debits and other regular payments, along with all your automated credits from your existing bank to your new Halifax bank account ("your account") with us.

2. We reserve the right to claim back the offer if you do not complete the switch from your existing current account by transferring all your direct debits and other regular payments, along with your automated credits to your account.

3. This offer only applies to applications received in branch, online or by telephone between 6th June 2012 and midnight on 15th July 2012.

4. To be eligible for the offer customers must have a minimum of 2 direct debits on their existing bank account to transfer across to their new Halifax bank account.


5. Only one offer is available per customer. Joint accounts opened under the offer will only be eligible for one payment.

http://www.halifax.co.uk/bankaccounts/current-accounts/reward-current-account/#switch Terms and Conditions

YorkshireBoy

OneBrightStar wrote: »

If you read their T&C it states

4. To be eligible for the offer customers must have a minimum of 2 direct debits on their existing bank account to transfer across to their new Halifax bank account.

There seems to be some confusion.

OP's "DDs and/or SOs" statement relates to the FD account.

His secondary question (on joint accounts) relates to the Halifax account switching offer.

OneBrightStar

YorkshireBoy wrote: »

There seems to be some confusion.

OP's "DDs and/or SOs" statement relates to the FD account.

His secondary question (on joint accounts) relates to the Halifax account switching offer.

Ooopppsss my bad. Must learn to read properly

maxc

Have tried too switch my account from santander this morning several times and get message stating "Sorry we've encountered a problem"try later, i don't know if this means they've reached their quota for the £100 switch offer or not, will try again later but am not hopeful!
Maybe someone can shed some light on this!
Maxc London