Barclays Bank Account

FuzzyCub

Hello Forum!

Although I've not posted for some time I still do check in from time to time - I've not forgotten how helpful the community can be.

I just wanted to offer a small update, whilst I appreciate each BRs circumstances are different it might be of interest:

Background:
I finally reached my patience threshold with the archaic and desperately slow to update online banking offered by the co-op. I took my eye off the ball and forgot to transfer from cash from one cash minder to the other for a DD to meet co-op's "funds cleared the day before" rule and slipped 59p into the red - shameful! Bang £15 charge.

I called and tried to point out that there appeared to be cleared funds the previous day, but apparently the online banking system is a guide not current or upto date... I'm a vote with my feet kind of guy so packed up my BR notice, discharge letter and ID and headed over to Barclays to open a Basic Account.

After they ran their checks I was offered a full current account and overdraft (which I declined) alongside a savings account, and an ISA.

The service was excellent - the advisor had to refer my application and even came on on her day off to finalise the paperwork as it was the only day I was available. So far I'm very impressed.

Barclays were a creditor in my BR too.

sort_me_own_yard_out

That is good to hear can I ask is Barclay card the same people as Barclays bank? So sorry if it seems to be a stupid question but I have a failed iva Barclay card being a creditor and I am hoping to go bankrupt as soon as I get the fees together so looking to sort my bank account out very soon.

Thanks in advance
D

mazman83

Yes, barclaycard is the credit card division of Barclays.

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When I went br Barclays were creditors. 2 years post discharge they opened bank accounts for me and I recently got full internet access - the delay was my own doing ie not taking in my proof of discharge in sooner.