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I'm gonna be debt free!

Hi all,

I've just successfully reclaimed my bank charges so am now going to be debt-free. I can't believe that in less than a year I will have paid off about £7000 largely due to the reclaim, but also by working a second job, being more frugal and careful, and really paying attention to our spending.

We are going to have a little holiday as haven't had one for 2 years and want to go before trying for another baby. We're also going to save for another car as current one is slowly falling apart.

I have vowed to keep up with the money saving, I think that having a kid has really given us a kick up the backside to be careful. Hopefully we can pay some money off the mortgage each month as well.

Thanks to all the advice given out there, you really make a difference.

Right deep breath ........................................................................................................Whoopeeeeeeeeeeeeeeeeeeeee

Comments

  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    WEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!11

    :T :T

    Well done you!

    Catt xx
  • Crown
    Crown Posts: 1,377 Forumite
    Excellent news. Congrats.

    I must say I misread your post and thought you said saving for a new cat as the current one was falling apart lol :)

    Just remember the DFW way of life and use that cash you was paying out on clearing your mortgage or stick it in a savings account at a good interest rate and you will have peice of mind for the rest of your days.

    good luck in the future ;)
    Official DFW Nerd Club - Member no. 297 - Proud To Be Dealing With My Debts :D
  • Well Done!
    It's so nice to know it can be done.

    If you keep to your thrifty ways, who knows you could be wealthy this time next year!

    Good for you!
  • ancasta_2
    ancasta_2 Posts: 951 Forumite
    Well done!!!

    Only another 3 months (including march) for me so im all weeeeeeeeee too now that im so close!!

    Got it down from approx 6k in Nov to 0 by May

    :D
  • Congratulations!!! I am well impressed - £7000 in less than a year! Way to go!
    Pennies make pounds.
    Official DFW Nerd Club - Member no. 358 - Proud To Have Dealt With My Debts!
  • vix1978_2
    vix1978_2 Posts: 119 Forumite
    Well done!
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