Ftb help

WHATWHAT22

I am a ftb i have a ccj which is 3yrs old £750. Has been satified 1 half years ago. Other wise credit is maybe average or slightly poor.
I want to get a joint mort, me & mrs. Total income inc benifits £21,000 per annum. We are looking at a 2 bed up north in the region of £70,000.

Is their someone willing to giv us mort?
If so what will we need as deposit?
What documents will be required?

Again i would like to add that our credit is not very good
but is alrite. I hav ccj as mentioned above i have also stuck on a noc with the equifax & call credit.

ACG

Other than the CCJ your credit is still poor ... does that mean you have missed or late payments dotted around the place?

If so i think your going to struggle.

If other than the CCJ you have kept good credit - ie payments on time. Then you stand a decent chance.

How much of your income is made up of benefits? If its a large percentage, again you may well struggle. You may well need a 15-20% deposit. I doubt a 10% deposit would cut it.

WHATWHAT22

Few missed payments here & there.
Joint salarys are £12,000 + £9,000 benifits.
Were looking @ house upto £70,000.
We can manage a 20% deposit not a problem as that will be around 15k.
Is their anyone that will look @ our case, and if so what paper work do we need.

Cheers in advance