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Capped rate ending on 27K mortgage

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Comments

  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You cannot predict how quickly rates will rise and if they will have paid it off in time! None of us have crystal balls.
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ailuro2
    ailuro2 Posts: 7,540 Forumite
    Part of the Furniture Combo Breaker
    We can comfortably afford 500 plus pounds a month for the mortgage,but anything significantly more would affect the number of holidays etc. we could afford,(currently one biggie every three years)and while we do want to be mortgage free I refuse to stay home every July so I can say I've paid off my mortgage.

    I have crystal balls ;) when it comes to taking risks.:eek:
    Member of the first Mortgage Free in 3 challenge, no.19
    Balance 19th April '07 = minus £27,640
    Balance 1st November '09 = mortgage paid off with £1903 left over. Title deeds are now ours.
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