Cifas cat 6

JohnGannon_2

Can anyone help with removal of cat 6 entry on cifas? I've been to citizens advice who investigated the situation, they agree with my situation but were unable to help any further.

mysterio_2

from memory money laundering/1st party fraud activity on bank account ?


Credit Fraud (CIFAS)


CIFAS CODES.

CategoryExplanation

0 Protective Registration
Recorded at the request of the named individual. Victims of data breaches, burglary or theft may use this service.

1False Identity Fraud

Use of a false name with an address.

2 Victim of Impersonation
Use, by another individual, of this name and/or address.

3 Application Fraud (Facility Granted)
Material falsehoods (e.g. false employment details, false income, or concealed addresses) were provided in the personal information of the application; the facility was granted however.

4 Application Fraud (Facility Refused)
Material falsehoods (e.g. false employment details, false income, or concealed addresses) were provided in the personal information of the application; the facility was not granted

5 Conversion

Conversion (sale or disposal) of goods still owned by the lender (for example, whilst still under a hire purchase or rental agreement)

6 First Party Fraud

Opening an account or other facility for a fraudulent purpose (e.g. direct debit fraud) or significant misuse of an account or facility.

7 Aiding and Abetting

Aiding, abetting, conspiring with or assisting another person (or persons) to procure credit fraudulently.

8Insurance Claims Fraud

The making of a claim (or claims) under one or more insurance policies using false information and/or false documentation.


you need to discuss with whoever issued the CAT 6 marker to start with, then if they agree it's incorrect they will contact all the relevent agencies to correct your credit files

FraudBuster

You may like to do a £10 SAR request to National Hunter to see what information they hold.

http://www.nhunter.co.uk/data.html