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Advice on SOA

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Comments

  • whiteguineapig
    whiteguineapig Posts: 1,365 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    they are referring to the post above their own post i think
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Just googled 'goformoney'. Nothing comes up about a debt company. Avoid at all costs. I tend to assume that anyone who cold calls is a scam artist.
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • paulwellerfan
    paulwellerfan Posts: 1,190 Forumite
    Car Insurance Carver!
    edited 8 June 2012 at 5:29PM
    you have nearly 4 grand a month between the two of you. you have more surplus than most people have to live on.

    you really need to do a spending diary.
    EDIT just noticed they have over 4 grand a month coming in.
    credit card bill. £0.00
    overdraft £0.00
    Help from the state £0.00
  • beanielou
    beanielou Posts: 96,660 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Do not go to a company who will charge you to manage your debt when you could do it yourself for free.
    I cant understand how you got into debt with your SOA as it is.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • njs1999
    njs1999 Posts: 51 Forumite
    beanielou wrote: »
    Do not go to a company who will charge you to manage your debt when you could do it yourself for free.
    I cant understand how you got into debt with your SOA as it is.

    Probably something to do with the fact that I've not always earned as much as I now do!
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