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Which of these two would you go for?

marathonic · 2012-06-07 15:06:50

Both 75% LTV (meaning remortgaging after the term shouldn't be a problem unless prices continue to drop rapidly). Ulster Bank 2.90% 2-year discounted variable reverting to 4.00% with no fees Bank of Ireland 3.49% 5-year fixed reverting to 4.49% with a £799 arrangement fee. The mortgage amount is £90,000. I'm not sure how…

Comments

marathonic Posts: 1,797 Forumite

8 June 2012 at 5:33PM

getmore4less wrote: »

Whats the point of a discount tracker, why not get a proper tracker with a decent lifetime rate?

In an ideal world, that's what I'd get. In reality, my situation means that only certain banks will lend to me - Republic of Ireland resident moving to Northern Ireland with no UK Credit History.

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