Co-Op bank

chris-j

essex_jim wrote: »

Christ the knives are out for me on here. Kris I'm well aware loans are done on computers, what I'm saying is that in a branch an advisor can easily make a call. I used to work in Natwest myself, my sister Barclays as I said above so have 1st hand knowledge of this.

Looking at this forum I think there's a few (not all) people who have too much time on their hands acting as know it all for banks etc. whilst completely ignoring the immoral practices most of the them carry out.

Why even bother submitting this just to have go at bank when you have admitted you do not have all the facts.
Yes this is an unfortunate situation and it a shame about the death of your friend but maybe the real issue here is how the country deal with mental health, his mother clearly took time out to try to deal with bank but did she not think to try to obtain power of attorney to help deal with his affairs, that way the bank would have had to take notice. It is often difficult to tell if someone has mental health issues and there are a lot of people who try to interfere in others lives where there is no need, so the bank cannot be held responsible for that.

essex_jim_2

What facts? Do you mean the assumption by another poster that my friend lied on his application? Nothing to suggest that happened. So let's ASSUME he didn't.

boothegoo

A sad story I'm sorry. If he banked with them they would have known his income. If someone else will pay it off what risks are there? I've banked with the coop for 5 years, I earn 42k a year, have never been on benefits and my money is paid in EVERY Friday and I can't get a loan, credit card or overdraft from them. Maybe I should go on benefits.