mortgage for self employed

charlotte_rose

I should have 10% deposit later this year, but Im in London. Not sure if I qualify for shared ownership or keyworker, but I will keep saving and see.

Dave_Ham

10% will be tough - although depending upon who your core bank account is with - this may bring a couple more opportunities...

Good luck..

charlotte_rose

thanks dave. are there suggestions of lenders who I could bank with to improve my chances?

Dave_Ham

Woolwich or Halifax, although there are anticipated changes to the Halifax system which will synergise with Lloyds and therefore render that a waste of time.

Natwest show love to core clients, but I am not sure that love extends to 90% LTV

Definitely not Santander, HSBC or First Direct.

Not sure how some of the smaller entities treat core clients, thinking Leeds, Ipswich, Saffron etc...

I think Woolwich may be the best offering, but you genuinely cannot beat saving the biggest deposit you can possibly save....

Good luck