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Can you reduce a Barclay's loan repayments

asoe209 · 2012-06-07 08:34:32

Hello all long time lurker 1st time poster here. Was hoping for some advise really. My other half has a personal loan with barclay's I think its around 10k some thing like that. She has been paying it off for years but she has come to a point now where it is just to much with all the other bills to pay i.e. credit cards…

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DCFC79 Posts: 40,641 Forumite

7 June 2012 at 12:18PM

Definitely do a SOA and visit the make sense of cards website. Whether you post the SOA(might be a good idea to put it on the dfw board to get honest opinions) on the debt free board or if the 2 of you analyse it is up to you. The idea of the SOA is to see where the money is going and you can then cut back on stuff esp the birthdays, no need to spend alot on birthdays.

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