We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Wednesday 6th June - What small DFW things will you do today??!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :T
I have enough money for the rest of my life... as long as I never have to pay for anything again!


Debt at LBM (2011) £7750. DFD 01/01/2013
«1

Comments

  • Sunshine22_2
    Sunshine22_2 Posts: 169 Forumite
    Debt-free and Proud!
    Morning all

    So I went to bed feeling fine and woke up feeling like death!! Flippin' colds! :mad:

    Anyway, need to continue money saving whilst feeling sorry for myself!! So today:

    * Check banks when they finally open and update my online!
    * Check CC (shouldn't be any change as not spending on it!)
    * Catch up on latest MSE news
    * Remind OH to get to post office and post the PPI claim
    * Drink lots of water to help feel better
    * Hunt through cupboards for last season's cold meds and hope they are still in date!
    * All meals from stores (thanks to very chatty man from Mr T's last night)
    * Clean house top to bottom tonight as have landlord inspection tomorrow (work on the theory if it's tidy they won't put the rent up :rotfl:)
    * Work hard, dreading it as I know I have some horrid phone calls to make, will get them over with first thing!

    I think that's my lot today! Hope everyone is well

    S x
    I have enough money for the rest of my life... as long as I never have to pay for anything again!


    Debt at LBM (2011) £7750. DFD 01/01/2013
  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 6 June 2012 at 12:15PM
    Morning everyone. Thanks sunshine22 for starting the thread

    Not a good weekend for me. As regular posters will remember, my DW and I separated shortly before Christmas, and I discovered at the weekend that she has now moved a new bloke into her house. I'm devastated tbh. I only heard on Thursday that she had a new fella, then the following day the kids told me that he'd been living there for "a few weeks". She's only known him 5 minutes, and he's already living with her and my kids

    I just can't move on. I cant even bring myself to look at a dating website or talk to someone in a pub (I'm also mildly autistic which doesnt help in that regard), and she seems to have moved on witthout a care in the world. My head can tell me that she's no good for me, but my heart just tells me that I want her back. I'm still crazy about her, no matter how badly she treated me (and she did, very badly!). I just feel sick, and also shattered cos I'm just not sleeping.

    Anyway, having bored you with that, onto DFW things

    Today I have/will
    Made DS a packed lunch to take back to London with him
    Made sandwiches for work
    Free parking at local station then rail pass to work
    Free newspaper on train
    Checked banking - expenses have been paid, two dd's have gone out
    Charged phones on train
    Free tea/coffee/water at work
    Dinner from stores
    Planning to have a NSD

    Have a great day everyone
    Debt free since December 2015. It can be done


  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    edited 6 June 2012 at 9:20AM
    Hi sunshine, well it is yuk here today, got soaked taking the dog out. Not working til this afternoon so a chance to dry off. Hops it's nicer where Natlie lives!

    So today:
    • Checked bank account, yikes! Cutting it a bit close this week.
    • Hopefully NSD.
    • Low petrol day.
    Blimey, that's all I can think of at the moment!

    Have a good Wednesday everyone.:)

    Hi Karb, sorry I didn't see your post before mine went up. I just don't know what to say, what an awful thing to find out. Really not right to hear it from the kids, that's just taking the p***. Sending you a big hug from Devon.
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 6 June 2012 at 6:01PM
    Hello!
    Today, I will:
    -[STRIKE]go to one customer and collect a payment[/STRIKE]
    -[STRIKE]go to another one [/STRIKE]
    -[STRIKE]take things to charity shop[/STRIKE]
    -[STRIKE]washing[/STRIKE]
    -[STRIKE]ironing[/STRIKE]
    -do some paper work, to do with my business.
    See you soon!
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Karb - big hugs for you. Take care. x

    Mum and sister are on their way to me as I type. They're here for 2 nights and will eat me out of house and home!

    Little things for today....
    • Posted book sold on Amazon - only £7 but it all helps
    • Try to have a LSD
    • Not buy anything from the big M&S that we're visiting later
    • Check banking
    • Check when quidco money will be paid
    • Find voucher for meal out
    That's about it for today - bracing myself for the visitation!
  • *hayley*
    *hayley* Posts: 53 Forumite
    Decided posting in here may help me get back on track. Bit of a bank holiday/Jubilee splurge this weekend which wasn't good.

    Today I will:
    - Go to visit my brother.
    - Write some reports for my class.
    - Update Ebay listings - check what needs posting and who needs to pay.
    - Tidy up
    - Update my spending diary - look at where I could have saved money
    - Take parcels to post office.
    - Check emails
    - Check internet banking
    Time for some debt busting in 2015 - Light Bulb Moment 4/4/15
    HSBC Credit Card - £900 :( HSBC Overdraft - £888.22 :( Natwest Credit Card - £1701.51 :( Nat West Overdraft - £1200 :(
    Trying again to get back on track....... Getting there slowly but steadily
    5 years of not buying clothes challenge - £0 :j
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone :hello:

    Work is quiet this week so I thought I'd take the time to post and say hi to everyone out there.

    Things haven't been going v well for me moneywise at the min but I'm trying to keep up with the small things…

    Here's me:
    :) Brekkie at home but waited till I got to work to have a free cuppa
    :) Cheapo soup for lunch
    :) Walk home
    :) Leftovers for tea
    :) More tidying round tonight now I've got the momento going! Small bedroom is on the agenda tonight in prep for the parentals visiting on Sat
    :) Got on OH's back about job applications…
    :) Checked out free Kindle books
    :) Decide where is best to sell my N1ntendo DS - @mazon I reckon…

    I hope everyone out there is doing ok.

    xx
  • Wannabe01
    Wannabe01 Posts: 573 Forumite
    edited 6 June 2012 at 6:54PM
    Good morning everyone. It is a rather wet day here today but not too worry I am feeling more positive today. Thank you for the supportive comments last night when I was feeling low.
    Sunshine22 – Thanks for staring us off today. Hope you feel better soon.
    Karb – Big hugs, Take Care.

    My list for today:
    :)Look for a company to claim PPI – any suggestions welcome
    :)[STRIKE]Do some washing and hang it on the airer, however will put towels in the dryer as it makes them softer for dd [/STRIKE]
    :)[STRIKE]All meals from stores[/STRIKE]
    :)[STRIKE]Catch up with emails[/STRIKE]
    :)[STRIKE]Do work that is in for today and[/STRIKE] raise invoices
    :)[STRIKE]Check status of DH ebay account, as he can’t remember if he closed it or not. [/STRIKE] I've sorted out his account so he can now get decluttering and hopefully make some sales.
    :)[STRIKE]Look to increase income[/STRIKE]
    :)Fill in the council tax form and make an appointment
    :)[STRIKE]Tidy the living room[/STRIKE]
    :)[STRIKE]Remember to take tablets[/STRIKE]
    :)[STRIKE]Pick up dd’s birthday present[/STRIKE]
    :)[STRIKE]Phone lady regarding volunteer work[/STRIKE]
    :)[STRIKE]Look into available jobs[/STRIKE]
    :)[STRIKE]Do m.shopping work[/STRIKE]
    :)[STRIKE]Update lists and make a to do list for Thursday[/STRIKE]
    :)[STRIKE]Surveys and One Poll[/STRIKE]

    I think that is everything for today. Hope everyone has a good Wednesday and manages not to get too soaked.
    Aiming to get Debt Free.
  • magni
    magni Posts: 651 Forumite
    Morning all:D

    Sunshine I hope you feel better soon xx
    Karb big hugs for you xx

    I'm at work today so again a short list

    - check banks
    - work
    - need to pop to supermarket on way home for a few bits
    - LSD
    - packed lunches for kids and me

    That's it for today. Have a nice day xx
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Quick update from me, I managed to do a survey, yipee! Usually I don't qualify for some reason but of course they don't tell you that until you've already spent 5 mins on it!!

    It's drying out here too, shame I've got to go to work soon.
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.