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Badger's budgeting begins

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Comments

  • :j:j:j to the bank account .... and an even bigger one to the new coffee machine!:beer: - have one for me tomorrow will you ..... we've got one of those awful urn things that spews out luke warm water:eek:

    Still lovin' those smilies:D
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Badger that's brilliant news and calls for; dancing-crazy-rabbit-emoticon.gif and dancing-smiley-face.gif also smiley-dance007.gifsmiley-dance018.gifsmiley-dance005.gif FANTASTIC
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • meow5678
    meow5678 Posts: 150 Forumite
    Eighth Anniversary Combo Breaker
    edited 13 July 2012 at 12:11PM
    Hi Badger :hello:

    Just read through your diary, loving the coffee and Herman talk! :rotfl:

    I've yet to open a new b/a for any kind of incentive.. maybe I should? I'm a bit set in my ways with all my accounts with one company (no debts mind), where they are all neat and I can see them all at once online. Maybe it's time to shake things up?

    *subscribes
    FTB
    :A Saving for my first deposit :A
  • Fae
    Fae Posts: 664 Forumite
    Great news on the bank account :j

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • badger_
    badger_ Posts: 475 Forumite
    Good afternoon

    Oh rising you poor thing here have a cup Coffee%202.gif and for you too Sista

    Well SF lots of pretty things have been swimming around my head with little "buy me" tags on them... but I put my sensible hat on and I'm going to pay it off one of the CCs.

    Hi MeowHi--hi-female-girl-smiley-emoticon-000289-medium.gif
    I'm not one for switching usually either. I only changed from Santander because I was getting fed up of the OD charges which I knew was my own fault but it just seemed silly to me that the charge would be the same whether I was £1500 OD or £500 OD and I found their customer service pretty rubbish.
    When I saw the Halifax offer I thought I'd give it ago even though it's not my main account, a free fiver a month for a couple of minutes on internet banking sounds good to me;) I had a LTSB account that I didn't use apart from for paypal so I switched a couple of DDs to that first then used that for the £100. Probably a little bit cheeky but hey hoWhistling-male-smiley-whistle-smiley-emoticon-000698-medium.gif

    Hello Fae hope you're okay?

    I've been a bit grumpy today, so I had a walk to Mr T and bought some coffee as I ran out the other day, while I was there I bought a very delicious but very expensive doughnut sEm_oops.gif, since I've got home I've got a cuppa in me & eaten doughnut and now I'm feeling a bit chirpier sHa_biggrin.gif

    Apart from that and putting a load in the washer smiley-chores003.gif I've had a very very lazy day. Will do some housework after I've caught up on here.
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • badger_
    badger_ Posts: 475 Forumite
    happy0122.gif Hello,
    second night shift tonight boardoo-sleeping-smiley-2778.gif
    Got in last night and they'd used up all the coffee beans!! Shocking!!boardoo-shocked-smiley-2742.gif It's been filled up again today though.

    After a few days of spends I've got a NSD today - number 6 so half way through my target.

    Not a lot going on really, was a bit grumpy yesterday because I found a Panasonic breadmaker on the bay of E that ended last night and it was very cheap. Spoke to OH about it and said we haven't really got anywhere to keep it atm and the money would be spent on other things. Which is all true, so I didn't bid on it sad0064.gif I know it's a good thing because it would've put me in my OD and it's just buying things like that that has put me in debt in the first place. I would really like one though so I'm going to save a little bit each month, then when we've got the extra worktop in the kitchen there will be somewhere for it to live.

    I've just seen that the forum is being closed for maintenance at midnight sad0064.gif what am I going to do:rotfl:

    Anyway better get some work done ;)
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why not make some bread by hand? :) I find it's good when you're stressed ;) as you can take it out on the dough! :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • badger_
    badger_ Posts: 475 Forumite
    Hi--hi-female-girl-smiley-emoticon-000289-medium.gifSF
    I have tried a couple of times (well sort of I use the dough hook on my Chef) but I can never get it to rise properly :(
    When I was younger and still lived with DP our old house had an airing cupboard & a real fire to power the heating so I would put the dough in front of that and the bread was lovely.
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • badger_ wrote: »
    Got in last night and they'd used up all the coffee beans!! Shocking!!boardoo-shocked-smiley-2742.gif

    :eek: :shocked: :sad: :cry: :silenced:
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Fae
    Fae Posts: 664 Forumite
    Glad to hear they filled up the coffee beans :)

    Really hard when you see a bargain, and can't go for it, hopefully there will be an even better bread machine with your name on it, just in time for the extra worktop.

    Hope your night shift goes fast for you :D

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
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