Final SOA - Any advice would be great - thanks :)

HappyMJ

lisa.89 wrote: »

Thanks, well at mo I give hime £30 per week for petrol and he is ALWAYS on the red, drives me mad!! so, if we allowed a little more, maybe £35 a week, this would work. We have got 2 x years worth of MOT's as got car a couple years ago. Its a renault megane scenic estate 1.6 engine.

I would love to drive him to work on days I need car but he starts at 3.30am and don't think my son would be happy to be woken at that time of day!

So if SOA is without car.. what do I do with 2nd car?? Should I sell before BR and use towards my move and any left over list as cash asset??

I just don't want to shoot myself in foot and let it go if it could be allowed... so hard.....

Sure you can up it a little but £35 a week is £150 a month and on the days you need you can get a bus/taxi. Why are taxis so expensive? Have you rung around a few private hire car companies to get a competitive quote. Around here it's only £1 per mile plus £2 for a private hire car.

I would sell it and use the money on essential expenses such as filling the other car's tank to the top.

lisa.89

HappyMJ wrote: »

Sure you can up it a little but £35 a week is £150 a month and on the days you need you can get a bus/taxi. Why are taxis so expensive? Have you rung around a few private hire car companies to get a competitive quote. Around here it's only £1 per mile plus £2 for a private hire car.

I would sell it and use the money on essential expenses such as filling the other car's tank to the top.

£35 per week is for hubbys car so will put £150 pm petrol for him.

£52 bus fare is for 2 x days I work £3 each way and no returns before 9am Taxis are a rip off around here, I live in Kent. I get a shock when I visit family as they only pay £3 for same length of journey!!

I have rang them all as always go for cheapest if needing a taxi

Can I add another £10 per mont for bus use when not at work or is that not possible??

lisa.89

Also, can anyone advise on 2nd car. Am I allowed to sell now prior to BR and use some of the money towards house move as this was help alot, then leave rest as cash asset?

Will OR want to know what I have spent unpaid mortgage payments etc on as I have out this all down for him/her to see breakdown of rental deposit etc so they can see that I haven't been on any spending sprees!!

HappyMJ

lisa.89 wrote: »

£35 per week is for hubbys car so will put £150 pm petrol for him.

£52 bus fare is for 2 x days I work £3 each way and no returns before 9am Taxis are a rip off around here, I live in Kent. I get a shock when I visit family as they only pay £3 for same length of journey!!

I have rang them all as always go for cheapest if needing a taxi

Can I add another £10 per mont for bus use when not at work or is that not possible??

As long as he actually does around 200 miles a week essential travel then you can put £150 per month but you said he did 100 miles a week. According to the manual it has a 55 litre tank and a 410 mile range. At £1.35 a litre then it would cost 18p a mile in fuel.

As long as you keep all your tickets you can put anything you want down for bus travel.

Selling the car would save you £67 in petrol. £15 in RAC cover (you can buy a new policy for £30 a year in your partners name) and £65 in insurance so that should be plenty for covering bus and taxi travel and have plenty left over.

Does your mother have a car? How does she get around? Could she pick you and your child up on the days needed?

Why are you paying her £300 a month for 2 days a week. The going rate for child minding around here is £3 an hour per child. I wouldn't expect you to pay more than the going rate to another child minder.

And another thing child benefit is £20.30 a week which is £88 per calendar month. Multiply by 52 then divide by 12. It's paid every 4 weeks at £81.20 but you need to convert to monthly.