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BH Monday 4th June What small DFW things will you do today??!?
determined_new_ms
Posts: 7,867 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :money:
Morning guys :wave: OMG I'm like a kid on xmas eve! All the excitement of the holiday is bubbling away inside of me now! We leave for the airport at 5 :j
So things to do this today before we go:
ok think that's all I have left to do :T
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :money:
Morning guys :wave: OMG I'm like a kid on xmas eve! All the excitement of the holiday is bubbling away inside of me now! We leave for the airport at 5 :j
So things to do this today before we go:
- [STRIKE]check banking[/STRIKE]
- [STRIKE]chop and freeze apples[/STRIKE] chopped a couple & froze them for sausage casserole, chopped some more & froze for a crumble & am in the middle of making a crumble to freeze as had some crumble mixture lo from yesterday
also chopped & froze 1/2 an onion - [STRIKE]chop & freeze lemons[/STRIKE]
- freeze bread
- [STRIKE]do ironing[/STRIKE] & finish packing
- mop floors
- all meals from stores
- collect holiday money at the aiport
- going for coffee with the outlaws
- change bedding, wash & hang up
ok think that's all I have left to do :T
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £195
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Comments
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Have a great holiday! We go next weekend and although the weather forecast is awful - and we are doing a very MSE camping trip - we are really looking forward to it.
We are at a wedding today. Obviously really looking forward to the day but hoping that its not too expensive for drinks. For once in my life I have bought nothing new to wear at all so quite pleased with myself.
Have a great bank holiday everyone!0 -
Good Morning everyone, It is a lovely warm sunny day here today.
DNMS – Thanks for starting us off today, Hope you have a good holiday.
My list for today:
:)Quick shower
[STRIKE]Get kids organised and dressed[/STRIKE]
:)Visit MIL
[STRIKE]Catch up with emails[/STRIKE]
:)Remember to take tablets
[STRIKE]Check Asda guarantee[/STRIKE]Getting back £7.67
:)Breakfast from stores, will get lunch and dinner at MIL’s
:)Look into increasing income
:)Sort a to do list for tomorrow
:)Write thank you cards and invites for dd’s birthday party
I think that is more than enough for today. Hope everyone has a good BH MondayAiming to get Debt Free.0 -
Hi all, where are you off to on your hols? hope you have a good time

Today i will;
[STRIKE]Go window shopping for a new bed (MIL buying for us)[/STRIKE] DONE-very painful that i couldn't buy anything
Weed the front garden (looking like attack of the trifids) Not done as too lazy
Keep within my £2 spend limit today
:( didn't have my usual drink so had to buy pack of 6 so spent more today but will be less tomorrow £3.64
[STRIKE]Fill the car with petrol (not incl in my spend limt:))[/STRIKE] DONE
[STRIKE]Washing[/STRIKE] DONEDEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
sistafromanothermista wrote: »Hi all, where are you off to on your hols? hope you have a good time

/QUOTE]
we are going to Thailand :j:D:beer::T:jDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Wow :cool:
How long for? have a fab time :jDEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
2 weeks. So excited!DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Oh booo! totally forgot its a holiday in the UK and now feeling quite sullen at the office...
Had a super dooper MSE weekend - managed to wrangle a consulting gig with another part of the organization I work for, so they are paying me an arm and a leg for a few days of work, including two days over the weekend and tomorrow which I'm taking as A/L and working for them. Much needed after last months MSE disaster.
Wel Jel on your trip, DNMS!!! Have an amazing time.
Today -
- Bike everywhere I need to go - will need to gas up tomorrow but seem to be OK for today
- Work hard as loads on at office
- research some recipes - my meal planning is getting a bit same-y
- roommie's mate who has been staying is taking us out to dinner at a v. cheap restaurant - but hey, free dinner!
- send in docs for anther consuting gig I've been cultivating
- request back payslips for tax issues
- maybe gym in eve before dinner, we'll see what time I finish work
Enjoy your day off, all!Mortgage free by 30:eek:: £28,000/£100,000
Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
thanks for starting us dnms and have a great holiday
iam nights again grr feeling the lack of sleep next door had a street party i say party more like a the drunks around with a bottle a hum bug lol they shut up a 3am
so today
wash on
ironing a little
check banking and bills
sadly not a nsd but did keep it below £10
so better go and try and nap for a hour lol
have a great day xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Hello all! Haven't popped in to see you all for ages - I hope you don't mind?
If its OK I'll come back to the fold as I'm going to book a holiday to Cyprus in August and desperately need to get some funds together.
(very jealous of your holiday Determined!)
So my little things for today.....- Have decided not to go to BBQ tonight - will save cash on taxis, a bottle of something to take and some veggie stuff to eat (sausages and burgers are no good for a vegetarian!)
- Have spent 5 hours doing schoolwork today to keep me out of the shops:o
- Bought 2x 4 packs of Pepsi Max on offer for £1 each at the local Spar saving me £3.60
- Having stuff out of the fridge for tea to use it up (and not use the oven)
- Will check bank in a minute
- Have walked dog twice for free exercise and not used the car at all
- Will do one wash tonight using the towels to make up a load
- Have made a plan using up what's in as much as possible
- Made a shopping list for Weds to use Mr S voucher for stuff for visitors that are staying Weds-Fri
- Will make some plans for tomorrow that involve having a NSD
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