Really Stuck ! :-(

[Deleted User]

Well you may have seen me around on here a lot before.

I have a few problems now and I am not sure what to do.

My partners parents gave us some money last week to use for a holiday (with them), anyway we spent the momeny as we were short on nursery fees and a few other things.

Anyway we are now £90.00 short for the holiday fund. I was expecting two cheques that would cover this, but hey ho both have not arrived!

We are also in the middle of setting up a new business, we were already doing this before the debt situation, so we just wanted to finish it off. We only need £170 really to finish this off.

So my situation is that I need £260.00 to keep things going.

But I don't want to use my credit card ever again, but I can't decide what to do for the best and how to solve this now.

Stressed

staffie1

Put this in perspective. It looks like you are £17,000 in debt.
£260 in comparison is nothing.
What is the actual problem you're writing about? Is it the fact that you were given £90 which you've now spent on something else? Just tell them. If they can afford to give you £90, can they not help you out with the £260?

I would ask more importantly, what are your plans to repay the CC debts?

[Deleted User]

Oh I am paying off the debts as much as I can, the repayments on my signature have been since Nov/ Dec last year.

I hope to clear one by the end of this month, as I am expecting some more funds at the end of this month. The main debts are my cars, but they are a new debt that we took on only last year.

It's more the fact that they gave the money for a reason and we spent it and now feel bad.

I think your right, there is not a lot I can do is there.