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Random Calls & Texts for Loans

bamgbost
bamgbost Posts: 479 Forumite
Part of the Furniture 100 Posts Photogenic Name Dropper
How do companies get my number to advertise Payday loans and non secure loans to me?!

I keep getting calls and text from various companies.

I have tried apply for loans through banks, payday loans in the last few months? And my credit rating is not the greatest.

do the companies I apply to sell my details on??!!
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Comments

  • david39
    david39 Posts: 1,968 Forumite
    Some of these companies trade under multiple names so when you apply to one, you are also allowing your details to be passed to affiliated companies.
  • You are NOT being targeted by these loan companies.

    They send out many thousands of these texts every day to random numbers, hoping to make a hit.

    I've had several in the last few weeks - and I haven't applied for a loan anywhere for more than 10 years.
    "There are not enough superlatives in the English language to describe a 'Princess Coronation' locomotive in full cry. We shall never see their like again". O S Nock
  • I get them all the time and have never applied for a dodgy loan of any description. I also get PPI messages (never had) and 'accident' messages (never had). Pretty much everyone gets them. You may get more than the Average Joe if you've actually applied for products of this type recently.
  • paddyrg
    paddyrg Posts: 13,543 Forumite
    If you typed your phone number into any websites, especially any financially-related ones, recently it'll explain why you're attracting more than the rest of us. But I still get them having never done anything to encourage them - they are just desperate sales techniques from desperate companies preying on desperate people.
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Your details are out in the market for people to buy this is why you should always state you don't want your info sharing. Even councils share your info.
  • soolin
    soolin Posts: 73,435 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I started getting these yesterday by text message, first time ever and I've never had any loan apart from my mortgage.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • missile
    missile Posts: 11,759 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There are companies who offer incentives to those who submit friend's phone and e mail
    "A nation's greatness is measured by how it treats its weakest members." ~ Mahatma Gandhi
    Ride hard or stay home :iloveyou:
  • soolin wrote: »
    I started getting these yesterday by text message, first time ever and I've never had any loan apart from my mortgage.

    Really? I guess it's also a matter of how liberally you give out your mobile number. I have a policy of only giving it out to the bank, car insurance, and utilities. Not because I trust them not to sell my details (I don't, especially not the car insurance!), but just in case they genuinely need to contact me, which happens every once in a while. I have a landline account, but don't know the number, and don't even have a handset to use it!

    I assume a lot of their contact attempts are also random. The number-generating computers must've took a long time to hit upon your mobile number :)
  • iaintw
    iaintw Posts: 90 Forumite
    change your mobiles numbers for example
    dont give your new phone number to anyone do you know like your bank, your family and friends. dont used your new number making application to anyone
  • *Scarlett
    *Scarlett Posts: 1,760 Forumite
    Register with http://www.tpsonline.org.uk/tps/index.html

    They will accept your landline and mobile numbers but can't stop texts.

    It sometimes takes a few weeks for this to make any difference to the number of calls that you are receiving but if you are stll receiving unwanted calls you can complain through
    http://www.ico.gov.uk/complaints/privacy_and_electronic_communications.aspx

    In future make sure that in any forms or agreements you opt out of future contact - somtimes you tick a box, sometimes you untick it.

    Make sure that you read the privacy policy of any companies that you are dealing with and if you are uncomfortable do not proceed.
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