Sole mortgage, joint ownership?

CLH82

Thank you Holly & DVS, plenty to think about and consider before taking any further steps. I cannot express my gratitude for all your help.

holly_hobby

Well I didn't suggest pulling the plug on the whole thing as I thought she wouldn't go for it and it being a bit obvious, however I admit I should have voiced it, and which I wholly agree may be the most prudent way to proceed here. Especially when now we have the OP being concerned as to what will happen with a split - as this does not strike of a confidence in a longterm relationship here (but who am I ? ), and it is always wise to plan for the worst.

The life assurance aspect of things has now become an issue o/s of the orig mge related post - as we now discover there are issue to be provided for, which is a finanical necessity in addition to any liabilities and must be provided for as a responsible parent.

I don't think there is anything underhand in this re the Dad's advisors etc, however quite how a single app by her partner was submitted with the OP apparently being unaware, is a tad worrying I have to admit !!

H

DVardysShadow

CLH82 wrote: »

Thank you Holly & DVS, plenty to think about and consider before taking any further steps. I cannot express my gratitude for all your help.

Hopefully, I am over reacting of course. But if the relationship is good to go the distance, a 6 month hold on things will do no harm.

kingstreet

Back to square one for me. Is the broker independent, whole market, limited panel? Estate agency or separate?

Which lender was original application to? Which lender are you proceeding with now? What relationship do/did you have with either of these lenders?

Have you seen your solicitor since the sole-name application was made?

kidmugsy

suburbanwifey wrote: »

You need to get your name on the deeds at all costs, as it stands right now, your fiance will own the house and future equity, him entirely. I wouldn't move into a house owned in that manner, you have no rights at all, its his house, period. See a Solicitor, for the truth, you don't know at this point if your fiance has done this deliberately.

I'm sorry but I have to agree: my wife knows a woman who was diddled by her fianc! over a house so that his name alone is on the deeds. She's now in late middle age and it's impossible to see how she can recover.