Credit File Default Notice

Caz24

Hi,

I hope I have posted this in the correct place.

I have recently obtained a copy of my credit report and it is showing a default for my Lloyds credit card which I am currently in a payment arrangement with a debt recovery company for, the account was passed to the debt recovery company after 6 months on a payment plan with Lloyds - is there anyway I will be able to have this default removed?

Thank you in advance.

rising_from_the_ashes

Hi Caz - welcome to MSE - it's a great place for advice & support.

Re the default - sorry but it is very unlikely you'd get this removed

The only way this usually happens is if it's been done in error which, if it was passed to a DCA and you're in a repayment plan is highly unlikely.

They are issued if you've not stuck to the T&Cs of the original credit agreement - which I'm afraid you haven't

Caz24

Thank you for your reply