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halifax offered to better my current offer
nick_
Posts: 66 Forumite
just had a weird meeting with halifax.
i've had a mortgage offered (NOT DIP/AIP etc) on certain terms via a broker. having gone in to the branch to enquire about opening a bank account i had a chance meeting with one of their mortgage advisers - chance in that i hadn't gone in with the intention of seeing anyone.
i openly explained the terms i had been offered and was then told that they would be able to switch the product (i haven't yet completed) to a more favourable rate, with the FTB stamp duty promise AND with a reduced fee. the valuation has been completed and passed so they've had that transferred to the new product for £45 or so.
all seems too good to be true. can anyone shed any light as to whether my eyes and ears are deceiving me?
i've had a mortgage offered (NOT DIP/AIP etc) on certain terms via a broker. having gone in to the branch to enquire about opening a bank account i had a chance meeting with one of their mortgage advisers - chance in that i hadn't gone in with the intention of seeing anyone.
i openly explained the terms i had been offered and was then told that they would be able to switch the product (i haven't yet completed) to a more favourable rate, with the FTB stamp duty promise AND with a reduced fee. the valuation has been completed and passed so they've had that transferred to the new product for £45 or so.
all seems too good to be true. can anyone shed any light as to whether my eyes and ears are deceiving me?
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