RMA debt collection - what are they like??

lonely_2

Has anyone had any experience with them?

smashedbooboo

Hi , good you possibly give me their full name and address if you have one. will look them up for you. Could you elaborate on this a bit more, have they contacted you either in writing or by phone. Please do not ring them back. Only deal with them in writing if you have to. what is the debt for and how old is it. Do you know if they have bought the debt or collecting it for someone else. Sorry just need some more info then we can take it from there.

Sooty0404

Hi Lonely

I have been dealing with RMA in respect of my American Express account. I offered £15 per month against a debt of £4,800 which they were happy to accept.

Others may have different opinions but I found them polite and easy to deal with.

smashedbooboo

Please dont get me wrong. Not all DCAs are the same. Like anything there are good and bad. And its always nice to hear about the good ones. Thankyou. Puts peoples minds at rest. I also have dealt with reasonable ones but also some really really frightening ones.

nic62

hi im dealing with rma from a barclay card . they have treated me awfull. i fell behind on my payemnts as was signed off work wen i was 5 month pregnant. i was self employed. after trying for housing benfit etc i was reciving 107 a wk my rent was 110 i had to sell up and move back to my parents. i rang and offerd them 5 a month sent a fincial stament which they sed they never recieved n wont take my payments over the phone they were even sugesting that i use my maternty grant to pay them!! i was fuming after i had my son again they wont take payments off me so i was using a giro sent another stament off to them then set up a standing order to them every month for 10 that was last feb. they got in touch with me saying they r going totake me to court for the full amount wen i asked them did they recive all my payments they sed yes i sed were any of them late they sed no!! but sed barclay card had looked into my accont and it was them that were taking it further! wen i rang them up they sed rma were dealing with my account! i have just managed to get on my feet i dont need this ive offered to go up to 15 a month but they wont 20 and another stament. i have already a ccj which im 2 yrs into now and i dont want it to happen again what is the best thing to do any help will be grate full. im working part time now and living in rented accomdation with my son. if you need any more info just ask thanks

rog2

I was contacted by RMA for a 'debt' originally due to Carphone Warehouse. When I refused to acknowledge any debt to RMA the extremely pushy woman told me 'not to get clever' with her. I refused to deal with them, and on checking the account was £63.00 in CREDIT - No apologies.