Clearing out

mazman83

Hi

I've sent of for my credit files so I can start the clean up process, hopefully will be straight forward.

I have always kept any correspondence from my creditors, like statements, credit agreements and other stuff so I can have proof.

I have about 10 years worth of paperwork, which is taking a bit of space:)

As part of my "fresh start" I don't want to be reminded about the past.

Now that I am discharged would it be safe to destroy all this?

GREEDYGUTS

mazman83 wrote: »

Hi

I've sent of for my credit files so I can start the clean up process, hopefully will be straight forward.

I have always kept any correspondence from my creditors, like statements, credit agreements and other stuff so I can have proof.

I have about 10 years worth of paperwork, which is taking a bit of space:)

As part of my "fresh start" I don't want to be reminded about the past.

Now that I am discharged would it be safe to destroy all this?

Yes :money:

mazman83

It will be a pleasure

onward

I shredded most of my old financial paperwork once I was discharged - bank statements, card statements, cheque book stubs, utility bills, old insurance documents, wage slips - basically anything that I didn't need anymore.

I kept a few bits and pieces. I also kept all of the paperwork relating to my collapsed business which has to be retained for 6+1 tax years (apart from public liability insurance documents which have to be kept for 25 years :eek: ).

I found it rather therapeutic (my shredder did not agree and constantly needed to have a lie down to catch its breath), although it did take ages.

debtinfo

I would keep one letter from each creditor so you have a record of account numbers, addresses etc, in case anything come up later

mazman83

Thank you:)