Improving credit score

What is the easiest way to do this?

I have no problems with my accounts that I know of, everything has bwen paid on time (phone bill, insurances etc) however I have had no debt and am concerned how this will effect my mortgage application?

I have a credit card, should I use it and pay it off in full?

Comments

  • The_J
    The_J Posts: 1,250 Forumite
    That doesn't really make a difference. One of the most important things is being on the electoral register.

    Do you actually have a poor credit score?
    The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.
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