Taking out a loan at 21 with fair credit rating
edited 30 November -1 at 1:00AM in Loans
8 replies 1.4K views
Hi i am currently after a loan to buy a car, i have had 2 loans in the past first one being with a high interest company second one with my bank. I paid off both loans half way through each of there terms and never missed any payments but when i paid off the one at santander i applied for a new loan of £12000 and was declined, i have been employed with the same company for the past 5 years and currently earn £32000 a year on my night rate but £24000if not taking shift pay into account. Since then i have checked my credit rating n wasn't on the electoral register so i have registered and am back on it. Once the loan is shown as settled i should have a fair to good credit rating. Could anyone give me any advice on which company would best suit my criteria as i don't want to apply at too many places as this will go against me. Any help would beideal thanks.
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