We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Declined for 2 late payments...
Options
Comments
-
You are worried about taking a risk on Santander at 95% LTV? What about the risk they are taking on you and house prices in the future?!?!
You need to take whatever you can get.The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.0 -
The most annoying thing for me is that my wife and I got agreed a mortgage with Halifax within an hour (subject to valuation) only for it to be taken away through no fault of our own.
Seriously considering looking for a different property as the Halifax new buy mortgage that we have offered, subject to valuation is apparently valid until January next year!0 -
You must be clearing nearly £4k per month. So able to save say £2.5k per month. Why not just save a larger deposit?0
-
UPDATE: After several conversations with my broker and potential lender, they agreed to re-assess the application which they have done today.
And to my surprise, they have decided to over turn the original decision to decline my application and are now going ahead with the application and valuation.0 -
Congratulations0
-
Brilliant news! Well doneUPDATE: After several conversations with my broker and potential lender, they agreed to re-assess the application which they have done today.
And to my surprise, they have decided to over turn the original decision to decline my application and are now going ahead with the application and valuation.I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I really can't believe they have decided to change their minds. Hopefully valuation goes through all ok.0
-
I am truly amazed - nice work!I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards