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Running my own DMP but now checking on CCCS website

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freshstart11
freshstart11 Posts: 416 Forumite
edited 31 May 2012 at 1:40PM in Debt-free wannabe
I have decided it is time now I have had my LBM to check on CCCS website to see if I am budgeting well....

half way through and already told me I budget £100 less than I should a month on food.... :(
Official DFD: Dec 29
Challenge DFD: July 23
Debts Cleared: 1/13
Building EF: £20/£600 3%

Comments

  • freshstart11
    freshstart11 Posts: 416 Forumite
    OMG She was possibly the most rude person I have spoken to - When I tried to explain something i just got response

    Apologies, we have to evacuate the building due to a fire alarm

    and then my number no longer works - she could have been telling the truth but I was really upset about how I was spoken to! So glad I went at it alone now!
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • freshstart11
    freshstart11 Posts: 416 Forumite
    Thing that made me laugh was she got really cross with me that I budget 70 a month on food for two of us - we eat VERY well cos I cook everything from scratch, pizza, chips, we make sticky ribs in stead of takeaway etc.

    she told me I must budget 200 a month and that it shouldn't go on debts - I am not going to start shopping at waitrose buying the best things so I dont clear more of my debts - to me its a bit backward :/
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • freshstart11
    freshstart11 Posts: 416 Forumite
    Gimpsdad wrote: »
    CCCS in encourgaing debtors to live on nothing shocker.....

    Actually I THINK you will find she was trying to encourage me to live on more - to spend more on food! Get your facts straight, please
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • SeduLOUs
    SeduLOUs Posts: 2,171 Forumite
    Gimpsdad wrote: »
    CCCS in encourgaing debtors to live on nothing shocker.....

    If you're going to troll, at least read the thread properly first... :rotfl:
  • freshstart11
    freshstart11 Posts: 416 Forumite
    bekkylau wrote: »
    is 200 a month not yet a pain on your wallet? :rotfl:

    200 a month for two is really not too heavy.... I guess.:D



    i wouldnt know how to spend 130 more a month lol
    Official DFD: Dec 29
    Challenge DFD: July 23
    Debts Cleared: 1/13
    Building EF: £20/£600 3%
  • nottoolate
    nottoolate Posts: 1,359 Forumite
    edited 31 May 2012 at 1:15PM
    SeduLOUs wrote: »
    If you're going to troll, at least read the thread properly first... :rotfl:

    come now. if they read correctly then they wouldn't be able to pursue their biased agenda properly. ;)
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