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Interest free mortgage

Hi,

I was talking to a friend the other day and he said that he knows someone that paid his mortgage off using several credit cards. He took advantage of the various interest free deals, so is paying his house off interest free. Is that possible?

I suppose the only pain is that he has to start new accounts every 6 months, once the interest free period has added.
Save, spend, save, spend, save, spend, spend spend!!!

Comments

  • ronnie_2
    ronnie_2 Posts: 385 Forumite
    your friend either has a small mortgage or gets cards with good limits on.
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  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes, it is possible, however it takes some discipline to pay off all the minimum payments on time.

    You need a reasonable credit rating and a flexible mortgage plus some discipline.
    I've heard of people with up to £80K.
  • stokelake
    stokelake Posts: 29 Forumite
    i just had a quick look at some credit cards with 0% interest for the first 6 months and it looks like the normal credit limit is £25,000, with my current mortgage i would need about 4 cards, so it could be possible.
    Save, spend, save, spend, save, spend, spend spend!!!
  • Hobo_2
    Hobo_2 Posts: 286 Forumite
    Not so simple, they lend based on you salary/income may get up to between them 100% of, Ok if yours is £100k
  • gazsux
    gazsux Posts: 11 Forumite
    What does SBT stand for?

    I googled it but only got stuff on Staffordshire Bull Terriers :D
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