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Credit Card payment plans

What is the difference between Payplan and Consumer Credit Counciling Service and which is the best.

Comments

  • fatbelly
    fatbelly Posts: 23,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    CCCS is a charity, Payplan isn't. But my standard answer to your question is 'both are good' - certainly hugely different to the fee chargers.

    Both of them pass on 100% of your payment to your creditors if you do a debt management plan through them.

    Most people have good experiences with both. Occasionally we hear negative reports on both. That's life.
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