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Need an 'fair' basic bank account
Comments
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Thanks all - I know he should be budgeting etc - believe me we've had LOTS of conversations about it and he is getting lots better, he'd just like an account that helps him a little too. He currently pulls out the cash and lives like that.
I was remembering the solo accounts too and that's what I was thinking about. I will recommend he looks into a savings account.0 -
This facility did used to be available from HSBC though. Did no-one have a solo card when they were a child? Every transaction is actually authorised with the bank before it's approved and, if your balance is too low, it's declined fee free. Sadly they use Visa now.
An account that provides a solo card or visa electron may be more suitable. Other kinds of card authorise payments at the till without always checking funds with the bank.
I had an HSBC Solo Card - my account also went into an overdraft a couple of times!0
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