Help - Bank Accounts & Bankruptcy - both Barclays & Co-op are creditors!

Surfik

Hi there,

I am looking to go bankrupt in the next month or so, the only bank I can find to accept you once you have declared BR are Co-op and Barclays. My main creditor is Co-op so thats obviosuly a no-go, I did have a Barclays credit card a while ago and the debt has been passed to Moorcroft - does this mean Barclays are no longer a creditor and opening an cash card account would be safe with them? Otherwise I have no idea how to get a bank account for my wages etc.... any ideas anyone?

Thanks in advance

Karen

mazman83

Hi

You should be able to a open a basic account with barclays, once you have been declared BR.

You will not have any online access though until you are discharged, and you need to apply in branch.

freddy911

I had a Co-op credit card with £1500 balance on it at the time of BR, had no problem getting a bank account with them.

Surfik

Thanks both, Co-op let me open a new account with them even though I went through a DMP for the 13 k I owed them. Theyve always been really helpful, maybe I will call them and have a chat, just scared of somone saying yes in a call centre and then finding my account frozen/closed when/if the BR goes ahead.

Same goes with Barclays account really, sounds like theres hope for me and hubby though!

Youv'e both been really helpful, thanks.

Karen