The Jubilant June NSD Challenge

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

LittleMissHappy_2

Heres todays round up


phoenix_dragon - well done for NSD 8 :j:j:j great going, keep it up

if - well done for NSD 8 :j:j:j great going, keep it up

kelfen - well done for NSD 1 :j:j:j hope you are feeling better soon x

Luna - well done for NSD2 :j:j:j enjoy your day with your DD

ems - well done for NSD8 :j:j:j great going, keep it up

stripey - well done for NSD 5 :j:j:j great going, keep it up

sf - well done for NSD 8 :j:j:j great going, keep it up

beanie - well done for NSD 10 :j:j:j great going, keep it up

Deb4 - well done for NSD 6 :j:j:j great going, keep it up

Ood - well done for NSD 10 :j:j:j great going, keep it up

kerri - well done for NSD 7 :j:j:j fingers crossed you are feeling better tomorrow :grouphug:

red - well done for NSD 7 :j:j:j hope you enjoyed your chilled evening

Munchin - well done for NSD 4 :j:j:j great going, keep it up

badger_ - well done for NSD 3 :j:j:j great going, keep it up

BDINI - well done for NSD 7 :j:j:j hope you have had a lovely refreshing sleep x

Yesterday wasn't an NSD as I bought a couple of glasses of wine with my fellow examinees Today wasn't as I got DH his fathers day pressie Off to bed now......night night x

jaffacakegal

LittleMissHappy wrote: »

He might have a dirty mind and just trying to be polite on the first date or two, you never know Hee hee hee, keep us posted x



Good luck with your exam :T

Someone else said that at college today, I agree, will find out sooner now as moved to Thurs - can't expect a man to miss football for you (even tho he was willing to)

Just been revising, nipped back to update my sig whilst I remember! Managed somehow to not spend all over the weekend Thurs Fri Sat Sun or today so now on NSD 6

JCG x (on my phone so sorry for any mistakes!)

freebyfifty

Good Morning

Happy to declare NSD #10 for yesterday :j Only two days until payday so I've nothing to spend anyway


Have a great day x x

phoenix_dragon

Good morning all. NSD #9 to declare.

magni

Declaring yesterday as NSD #4:beer: I'm getting better at this:D

ModestyB

NSD 5 for Sunday, none since. Paid £5.50 for a lemonade & lime and a diet coke last night at the Robin 2 in Bilston. Made them last all night. My DGS was playing drums at his school's rockfest again. A very good performance as usual.

Big hugs to all who are poorly.

Delilahh

So far for June I have had NSD's on:

6th, 8th and 12th - so currently have

3/13 NSD's

Unfortunately due to seeing plenty of the Chiropractor, my NSD's are limited a bit - unless I have that as a necessary spend.

poohbear59

Still not had an NSD I need to stop buying bargains on ebay.
I am on new meds and one side effect is gambling!!! Haven't done that but have bought some pretty useless things on ebay. Luckily all are 99p items but still...

LittleMissHappy_2

poohbear59 wrote: »

Still not had an NSD I need to stop buying bargains on ebay.
I am on new meds and one side effect is gambling!!! Haven't done that but have bought some pretty useless things on ebay. Luckily all are 99p items but still...

Hope your medication settles down soon poohbear How frustrating for you :grouphug:

I am happy to announce NSD 7 today I had coffee with my friend but used a free voucher and then my friend bought me a honeysuckle candle for no reason, just because she is lovely! Must admit I have some amazingly lovely friends (in RL and online )

Hope you all enjoy the rest of today x