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The Jubilant June NSD Challenge
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Well a smallish spend today, popped to Mr A and spent £25 but got some more jars and pasta bargains, although I printed an APG on Fri for £4.55...then the SA pointed out today exp was 20/5 :eek::mad: I can only think it was a pre-used womble when I retrieved it, blooming annoying though as my others were 'only' a coupld of quid.
Now got banana loaf cooking in the oven...which I was going to clean today but now realise it needs to be done cold..so I can't....shame
Poor OH has a chest infection, and his coughing is driving me potty, i know he can't help it but I can't seem to control my tutting everytime he has a bout
hmmm, pile of ironing to do and washing to get in, this really is the Rock n Roll NSD thread atm :cool:Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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NSD 6 for me today
hope everyone has had a good weekend!
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Just popping on to declare NSD 1 for meSPC #1813
Addicted to collecting Nectar Points!!0 -
And it's number 3 for me!
All that lying in wait has paid off. Still 9 to go, though, so better come up with a cunning plan to trap more of the little blighters.
Break a leg, Little Miss Happy! As one who is struggling with academic stuff at the present I have complete empathy with you.One life - your life - live it!0 -
Declaring NSD5 for today please:jIf you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Good luck tomorrow LMH!! You can do it!!!
Declaring number 6 for today, had a very productive morning washing, ironing & cleaning, followed by a very lazy afternoon watching old crime dramas on tv, i've got a horribly busy week coming up at work, so thought i'd treat myself to a sit down while i canFebruary NSD challenge 5/150 -
I think I know who's done it....... but its gathering evidence against them* Jan NSD *
*Debt total £86.78.82*
*Debts left to pay: 10 *
*Weight Loss: I was: 210lbs ...NOW: 196 lbs *0 -
No NSD's this weekend. Yesterday i found a deal on groupon for 2 3 course steak meals for £14. Today i needed to get food for work and ingredients for my dads bday present0
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Good luck LMH for tomorrow :beer:"If wishes were horses, then beggars would ride"
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freebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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