The Jubilant June NSD Challenge

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

badger_

NSD 2 for me today :j I know I will be spending tomorrow & Saturday though.

Deb4

My 4th NSD for today hope for 1 tomorrow.

bottleofred

Good evening folks from a very wet NI,

At least the summer has returned:eek:

No NSD to report for yesterday, as I got a good price on some well known candles and bought them for Christmas presents:D
I would like to declare NSD3 for today though:)

Munchin

Finally of the starting blocks..NSD 1 for me .

Nargleblast

(Nargleblast sidles in, whistling nonchalantly, trying to conceal a sniper rifle with great difficulty. Well, have you tried walking with a sniper rifle shoved in your wellies? Not easy!)

Igor! Why are you lying down with your ear to the floor? Oh, you think you can hear a caravan of NSDs trundling this way in the distance? Mmm, if you are right, this could be my chance to snaffle another one or two, as I have been a bit of a spendyboots lately.

So, I will just settle myself here, with my trusty old sniper rifle covered in marks denoting each NSD I have ever caught. When are they likely to appear? Not until tomorrow evening? Looks like I have a long wait ahead of me....pass us a jam and gherkin sandwich, will you there's a good chap....

kerri_gt

Quick drop in from me to declare NSD #4 - mainly becuase I didn't get to leave my desk all day.

jaffacakegal

Well done beanie!!

NSD 2 for me today. Totally skint this month after paying car insurance, I basically have the 40 pounds in my purse to last me which isn't gonna happen so best budget for overdraft fees I get paid from second job on 15th but thats all gotta go to car tax!! Oops!

On a good note, went on a date tonight, was very nice

JCG x

freebyfifty

Good Morning

Happy to report NSD #6 and 6 in-a-row for yesterday :T
That will all come to an end today though as I am off to get the weekly shop today instead of tomorrow

Hello :wave: to all the newbies. I've added you to the front page. :T and Deliliahh - Honestly, what time do you call this to turn up???? :rotfl:

Beanie - 7 out of 7 :j Well done that's brilliant


Have a great Friday and start wiggling

phoenix_dragon

Good morning all, NSD #5 here.