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tjretro Debt Diary

edited 30 November -1 at 12:00AM in Debt Free Diaries
3 replies 1.7K views
tjretrotjretro Forumite
135 posts
Part of the Furniture Combo Breaker
edited 30 November -1 at 12:00AM in Debt Free Diaries
Thanks to all the advice on my other thread we now have some ideas on where to start and the whole thing looks a little less daunting than before. Tomorrow is a new beginning.

First thing we are going to do is get my girlfriend a new bank account and reclaim charges back from HSBC. They must have taken a small fortune from us , particularly over the last 2-3yrs. If/When we get any money back from them can go towards paying off the debts. :cool:

I have a long list of things planned out that need doing, I would type it up but I'm too tired to do it now _pale_
Debt Free Wannabe :hello: LBM: 23/01/08
Debt relief order: January 2013 (Discharged Jan 2014)
Jacamo: £115.81. Rebuilding credit rating :D

Replies

  • tjretrotjretro Forumite
    135 posts
    Part of the Furniture Combo Breaker
    Day one

    - Took some dvds to cash generators - Got £24
    - Did weekly shop - £15 instead of £40 - Carried home - £5 saving on cab fare
    - Listed a big pile of books on Green Metropolis
    - Writing letters to send to Creditors with SOA and offers of payments
    - Searched for jobs on jobcentre website and rang agencies
    - Getting Girlfriend to ring IR to see if she is eligible for a tax refund.
    :rolleyes:

    Current Amount of Cash: £8.65
    Debt Free Wannabe :hello: LBM: 23/01/08
    Debt relief order: January 2013 (Discharged Jan 2014)
    Jacamo: £115.81. Rebuilding credit rating :D
  • well done you are doing great keep it up
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • Sell the books

    try Ziffit.com
    or webuybooks.co.uk
    debts 16550
    Mortgage 69500
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