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tjretro Debt Diary
tjretro
Posts: 135 Forumite
Thanks to all the advice on my other thread we now have some ideas on where to start and the whole thing looks a little less daunting than before. Tomorrow is a new beginning.
First thing we are going to do is get my girlfriend a new bank account and reclaim charges back from HSBC. They must have taken a small fortune from us , particularly over the last 2-3yrs. If/When we get any money back from them can go towards paying off the debts. :cool:
I have a long list of things planned out that need doing, I would type it up but I'm too tired to do it now _pale_
First thing we are going to do is get my girlfriend a new bank account and reclaim charges back from HSBC. They must have taken a small fortune from us , particularly over the last 2-3yrs. If/When we get any money back from them can go towards paying off the debts. :cool:
I have a long list of things planned out that need doing, I would type it up but I'm too tired to do it now _pale_
Debt Free Wannabe :hello: LBM: 23/01/08
Debt relief order: January 2013 (Discharged Jan 2014)
Jacamo: £115.81. Rebuilding credit rating
Debt relief order: January 2013 (Discharged Jan 2014)
Jacamo: £115.81. Rebuilding credit rating
0
Comments
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Day one
- Took some dvds to cash generators - Got £24
- Did weekly shop - £15 instead of £40 - Carried home - £5 saving on cab fare
- Listed a big pile of books on Green Metropolis
- Writing letters to send to Creditors with SOA and offers of payments
- Searched for jobs on jobcentre website and rang agencies
- Getting Girlfriend to ring IR to see if she is eligible for a tax refund.
:rolleyes:
Current Amount of Cash: £8.65Debt Free Wannabe :hello: LBM: 23/01/08
Debt relief order: January 2013 (Discharged Jan 2014)
Jacamo: £115.81. Rebuilding credit rating0 -
well done you are doing great keep it upOfficial DFW NERD 189
I may be a woman but dont hold it against me:D
Officially declared Br 6/11/06
Discharged Br 4/5/07 (6 months to the day)
BCSC MEMBER 210 -
Sell the books
try Ziffit.com
or webuybooks.co.ukdebts 16550
Mortgage 695000
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