main bank account

littlemac168

i dont know if this is the right place to post but really need help. I have 2 bank accountd with nationwide - 1 which i use for moving movey and this is listed as my main account. and the 2nd where my wages go in and direcr debits come out of. should i change this to my main account and if so will this affect my credit score at all?

also nationwide offered me an overdraft facility on my main account - the in and out one - so once i change willl they offer me one on my new main account?

rising_from_the_ashes

You'd be best to ask them ..... I have 2 accounts with a bank and my main one used to have my salary going into it, the account fee coming off it and my OD on - the 2nd account had all my bills coming out of it.

When I downgraded the account (saved £10 / month:money:), the account fee had to come off the one with all the d/debits on (no idea why) - my salary still goes into the other one and the OD is still there (but don't have one on the 2nd account that the fee now comes out of & is really now my main account IYSWIM). HTH