Discharged today

Gray-Fox

I'd just like to say a big thank you to those who helped me on here a year or so ago (special mention to "debt doctor"). I went BR and am officially discharged today.

Quick question, is there anything that can happen to me hereafter, or is that that?

rossireps

:j:jyay :j

IF

Gray-Fox wrote: »

I'd just like to say a big thank you to those who helped me on here a year or so ago (special mention to "debt doctor"). I went BR and am officially discharged today.

Quick question, is there anything that can happen to me hereafter, or is that that?

Congratulations Gray-Fox on your AD :beer:

If you have no IPA in place, then that is it, no more contact with OR/Moonbeaver unless you have any assets (house/insurance policy) that still needs dealing with.

If you do have an IPA. Check the wording on the IPA form you signed, some of them say that you have to tell them (OR/Moonbeaver) about income changes only whilst undischarged yet others state for the 3 years of the IPA.

If you can print off several copies from the insolvency service site, this you will send to CRA when you do your credit file clean up in 2/3 months time.

Search Insolvency Register - Click here

Don't forget to click on your surname to bring up full details and print off several copies most creditors will accept this. Bear in mind your name will stay online for 3 months after your AD date and then disappear. You can contact your OR and ask for confirmation in writing some will do this for free, but some are charging £25 now or you can pay £70 for the official certificate of discharge from the court where you went BR (in some cases depending if you are on benefits/low income you can have this for free as well).

Best wishes
If...x