We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Default and credit advice?
Options

carlwhiteley
Posts: 3 Newbie
Hello
I had loan with PROVIDENT several years ago, and moved house a month after taking the loan. I sent several emails to them telling them of my move, called them 2wice and wrote a letter.
I heard nothing from them and 6 months later moved house again. Three years later I have them chasing me and a CREDIT DEFAULT. I have the emails saved that I sent to them.
They were aware of my move and my emails clearly stated that I had moved, my new address and that I had every intention of paying them back.
After trying to contact them several times and having no reply I gave up and assumed they just wrote it off, you may say that thinking that is silly but after notifying them many times theys hould have replied
Do i still owe this money? is it legal what they did?
I had loan with PROVIDENT several years ago, and moved house a month after taking the loan. I sent several emails to them telling them of my move, called them 2wice and wrote a letter.
I heard nothing from them and 6 months later moved house again. Three years later I have them chasing me and a CREDIT DEFAULT. I have the emails saved that I sent to them.
They were aware of my move and my emails clearly stated that I had moved, my new address and that I had every intention of paying them back.
After trying to contact them several times and having no reply I gave up and assumed they just wrote it off, you may say that thinking that is silly but after notifying them many times theys hould have replied
Do i still owe this money? is it legal what they did?
0
Comments
-
Yes, they have upto 6 years. Why did you not just visit their local office?Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards