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Entry on my credit file - is this right?

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6 payments late Settled

Thats what it says. Should it not be satisfactory and settled? Wouldn't I have been better defaulting on this account? Could I get this removed?

Paid off 3 of my debts today - further debt cleared off :beer:
TOTAL OUTSTANDING DEBTS CURRENT BALANCES: Allied International - £3359.61, Blair Oliver & Scott - £1394.65, Lloyds TSB - £211.22, Lloyds TSB - £3125.80, Wescot - £966.25
ESTIMATED CCCS DEBT FREE DATE: April 2019. I aim to be debt-free by 2014 at the latest.

Comments

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I doubt you would get it removed, its a true record of your credit history.

    A default would have been far far worse.

    Well done on your debt clearing........
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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