Tax and National Insurance

hotrocks68

Being that my girlfriends not a member here,i'm posting this thread on her behalf.......

Anyway she has just been offered,which she accepted,a job at B&Q, whish pays £6.40 per hour and she'll be working 20 hours per week.

So this is surely £128 per week,which is £6.656 per year.
B&Q took photocopies of her passport and national insurance card etc and said thats all they need and that she needs to do nothing further.

So we presume she will get paid and her tax and national insurance will be deducted without her needing to do anything?
Also how much national insurance and tax will be deducted on that income?

Thankyou in advance.

MX5huggy

Nothing, you don't pay NI until you earn over £146 a week. No income tax until you earn over £8150 in this tax year.

That presumes she has no other job, or income.

Check to see if you can get some tax credits.

anamenottaken

MX5huggy wrote: »

Nothing, you don't pay NI until you earn over £146 a week. No income tax until you earn over £8150 in this tax year.

That presumes she has no other job, or income.

Check to see if you can get some tax credits.

The annual allowance for 2012-13 is £8,105 (not quite as generous as £8,150).

In case the OP/girlfriend don't know, the tax free allowance is spread through the year so accrues at the rate of a £155.86/week. It isn't the case that you don't pay any tax during a year until you reach the £8,105.

anamenottaken

hotrocks68 wrote: »

Being that my girlfriends not a member here,i'm posting this thread on her behalf.......

Anyway she has just been offered,which she accepted,a job at B&Q, whish pays £6.40 per hour and she'll be working 20 hours per week.

So this is surely £128 per week,which is £6.656 per year.
B&Q took photocopies of her passport and national insurance card etc and said thats all they need and that she needs to do nothing further.

So we presume she will get paid and her tax and national insurance will be deducted without her needing to do anything?
Also how much national insurance and tax will be deducted on that income?

Thankyou in advance.

Although no tax would be deducted and assuming that she had no job earlier in this tax year, I would nevertheless have expected they would ask her to complete a P46 form which would confirm that she didn't have another job and this was her first in this tax year. Was that something included in the "etc"?

hotrocks68

Yes she completed a P46 to say its her only job and income.
So with all your advice we assume she is not accountable for tax at such a low income.
However if she does'nt have to pay national insurance,is there something she needs to do or 'claim' for so that her contributions are being made?

Sorry and thankyou!

LittleVoice

hotrocks68 wrote: »

Yes she completed a P46 to say its her only job and income.
So with all your advice we assume she is not accountable for tax at such a low income.
However if she does'nt have to pay national insurance,is there something she needs to do or 'claim' for so that her contributions are being made?

Sorry and thankyou!

It is possible to make voluntary contributions. Have a look at http://www.hmrc.gov.uk/ni/volcontr/basics.htm