We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Thursday 24th May - What small DFW things will you do today??

ziggy2407
Posts: 4,106 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :T
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :T
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/52
0
Comments
-
Good Morning All
Quiet day, but aiming to enjoy the sunshine too
Check Banks - Done (v tight again)
Check swapits - Done
Put Ironing away - Done
Washing (few bits) & line dry - Done & on line
Cokezone Codes - Done
Bake (more) buns for DS -
Comps -
Filing & Shredding -
List on Freecycle -
Work (11.30-1.30) - Done, now sat with a cuppa
Keep up to date with surveys -
Keep on top of emails -
Quick tidy round - Done
Update food tracker (34lb off) - in progress
Meals from stores - Done
Email friends/ex-colleagues about items for sale -
Sit in sunshine with book -
Have a great day everyone, love you all.
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Blimey Ziggy, where is everyone? Is there a party we don't know about?!
Beautiful here again and a day off work for me so today:- Washing on line
- NSD
- Checked bank accounts, not much happening there sadly!!
- Surveyor's just been to see if we qualify for the free cavity wall insulation. Sadly our cavity is full of rubble so no.
- Packed lunches all round.
- Going to drive the dog to the woods, too hot for the park today. I had to wipe him down with cold water after yesterday lunchtime's walk!!:cool:
- Having a good tidy and clean.
- Might park for free and walk into town to use free £5 m&s voucher. They've got a nice mug for a fiver!:money:
Make £2020 in 2020 £178.81/£2020
SPC 13 #51
Feb Grocery Challenge £4.68/£2000 -
Bonjour, I am lurking quietly. I was not invited to the party obviously
80 hours of overtime and counting. i dont know right from wrong anymore... what day is it?:oLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310 -
Hello everyone
Has been a few days but with all that's going on that's probably how it will go until I get another job.
Anyho, this is what I've done / will do:Cut fringe - done and it doesn't look too bad :rotfl:
Check bank account - done
Cancel DDs to creditors - done
Post ebay items - half done
Check jobs website - in process
Email contacts to see if they have any work to throw my way
Lunch from remainder of dinner last night
Dinner from stores
PAD - cleared one overdraft :T
All the best everyone.0 -
Gosh it's quiet on here today...
I'm enjoying the sun through the window at work. It's better than the rain anyway, even if it is me stuck here whilst it's gorgeous outside.
Things I've donechecked bank account
washing done and hung out
searched (unsuccessfully) for deal voucher for OH birthday night out Saturday
stuck to diet even though my line manager brought ice creams into work for all of us (bless him)
taking the kids for dinner at a friend's house and then to the park for a cheap evening out
Think that's it - must admit I'm struggling to find my motivation a bit today.Ninja Saving Turtle0 -
Hi everyone
Hope you don't mind me joining in. I think I have posted on these threads before, but really must stick to it.
Well done on clearing your overdraft 925pws :T. I laughed at the fringe cutting bit - I did mine the other day and am always worried I'm going to cut it wonky or way too short.
80 hours of overtime Carrie?? Blimey!! :eek:. You sound like you deserve a well earned break. (it's Thursday by the way).
Anyway, so far today I have/will:
Shred a load of old paperwork - Done
Calculate my debt total :eek: - Done
Sort out TV licence and water DDs - Done
Order £10 Next voucher for BIL's birthday from Opinion World - Done
Order new home phone from Amazon with survey money - Done
Find out best website to recycle old mobile phone and get it packaged up
Do a load of washing and hang on airer to dry
NSD
Superpoints - Done
JPJ free game - Done
Play on free bingo sites
Keep up to date with surveys
Think that's it for now. Hope everyone is enjoying this lovely weather.
Emz xx0 -
Thanks Emz and welcome back.
Yes the fringe, well it is difficult to cut since I can barely see without my glasses but sure isn't that the style these days :rotfl:
Just looking at your to do - I have yet to total my debtOne day at a time at the moment but I will get to it.
0 -
Hi all,
Didn't make it on here yesterday as I was so busy in work. Very late on today for same reason:D
Anyhow today I have
- done washing and line dried
- work
- check banks
- meals from stores
- had a LSD
Enjoy your evening:D100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Late on the thread. Been a busy day today. DS is autistic and has an appointment at the childrens centre tomorrow, so I'm taking the day off, so needed to fit two days work into one.
A second NSD in a row for me :j
Lunch was sandwiches from home, and dinner was from stores - some mussels that needed using up today in a white wine sauce with salad. Was lovely.
Washing is out on the line, I'm leaving it to dry overnight so hope there's no rain
Nothing much else to report on the DFW front todayDebt free since December 2015. It can be done0 -
Evening
Today I have:
checked banking
Made PAD
improvised with lunch for work
found a very cheap waxing place about 5 doors along from my work that I didn't even know existed
Dinner from odd bits out the freezer
Electricity meter readings entered
Heating still off although when it's 9:45pm and 22degrees it feels like the boiler is up full
walked to sisters house rather than taking carOfficial DFW nerd no 551 - proud to be dealing with my debts
Debts as of March 2014
Nationwide - £5745, Overdraft - £350,
Debts as of January 2015
Nationwide - £4997, Overdraft - £0:j0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards