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Switching mortgage providers

Hi all

I know this maybe a silly question but if you switch mortgage providers do the new ones do a credit check.

I know if I stay with my current provider they said they dont have to do one and they just want to know income and out goings.

Comments

  • MarkyMarkD
    MarkyMarkD Posts: 9,913 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Obviously, yes.

    An existing lender has no reason to do a credit check as you owe them the money already.

    A new lender will always do a credit check.
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