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Letters 3 years after br
want_to_be_free_2
Posts: 27 Forumite
Hi Guys,
Got in tonight to find that i have a letter saying that my debt has been sold on? the debt was included in my br what should i do with it? any help would be grateful
thank you
Got in tonight to find that i have a letter saying that my debt has been sold on? the debt was included in my br what should i do with it? any help would be grateful
thank you
Proud to be dealing with my debt
SISTER £400
VANQUIS CC £3,000
0
Comments
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sounds like i have a similar problem hopefully someone will be along and help I posted a few minutes after you might be useful if we keep an eye on both posts0
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There is nothing wromng with them selling the debt on, it is perfectly legal to do so. BUT the new company has the same responsibility to report to your credit files correctly so that is what you are going to be looking out forHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Sorry debtinfo, do i need to write to them telling them that it was included in my br or what else should i do?Proud to be dealing with my debtSISTER £400VANQUIS CC £3,0000
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no need to do anything at the moment, just keep an eye on your credit file when the time comes to clean them up to make sure that they mark them accordinglyHi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.0 -
Ok debtinfo thank you xxProud to be dealing with my debtSISTER £400VANQUIS CC £3,0000
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want_to_be_free wrote: »Sorry debtinfo, do i need to write to them telling them that it was included in my br or what else should i do?
Check your credit files. See what they say.
As you went BR 3 years ago, this should have long ago been corrected and marked as settled.
If it still is correct on your files, then all good.
However if it now isn't, then you need to get that sorted.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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